Why invest in asset backed fixed return investments?

/Why invest in asset backed fixed return investments?


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Why invest in asset backed fixed return investments?

IPS Invest have developed a specialist portfolio of investments we are proud to offer investors. Our products are based on thorough research and due diligence, giving investors the opportunity to make secure, hands-off investments, equipped with all the relevant information.

It is a myth that growth is the only genuine return offered by property. Invested wisely, property can also provide a good income. Pension funds, hedge funds, banks and other large institutions have utilised property as a core part of their income plan for many years Additionally, property based funds are non-correlated – a further key benefit, providing institutions with an alternative to stocks and shares.

At IPS, we have developed a property investment strategy – the R.E.S.T. Assured Invest for Income plan based on four fundamental property investment principles :

At IPS Invest, we constantly scrutinise the returns offered by every investment – targeting a minimum return of 8% p.a. – before they enter our portfolio. Each investment has a high level of security and once we are satisfied with the way the return is generated, we ask:

Is the return fixed or variable? 90% of our investments are fixed!

a. Type of return

  • Growth or income?
  • Share or fixed interest?

b. What is the frequency of return

  • Quarterly, bi-annually or annually
  • A growth option that includes an investment bonus for deferring the income until the end of the term

Every investor’s first consideration, when investing, should be: how do I exit? At IPS, we conduct a thorough audit into each investment’s exit strategy before including it in our portfolio. Our range of investments offer the following exit models, with 90% of our portfolio falling within category A

How is the investment exited?

  • Automatically via contract or agreement
  • Via sale
  • Via developer buy back

An in-depth analysis of the developer’s liquidity, the resale market or the ability to buy back the investment on the agreed exit date, is undertaken before a project is added to the IPS portfolio.

Our asset backed investments offer up to twice the value of your original investment as security or first legal charge over the assets of the fund. The capital in all instances is to be returned at the end of the term. Our investments must show-

a. How the capital is secured

  • Legal structure
  • Asset valuation
  • Insurance

b. How the return is secured

  • Project forecast and illustrations
  • Insurance

c. Risk Management

  • Analysis of factors that can affect the above
  • Whether these factors are within the developers control

When investing, it’s obviously important to realise how long your capital will be required – i.e.: the ‘term’ of the investment. By utilising shorter term investments, an investor can benefit from a fixed return and can also elect, in some cases, to compound their interest, paid at the end of the term.

IPS Invest offer investments with terms from 12 months up to a maximum of five years because we recognise that individuals’ situations can change and the longer the term, the more likelihood of an alteration in personal circumstances.

Note: The value of any investments can go down as well as up and you might not get back what you put in.

You may have difficulty selling any investment at a reasonable price and in some circumstances it might be difficult to sell at any price.

IPS Invest Limited. are not authorised or regulated by the Financial Conduct Authority.
IPS Invest Limited does not provide any financial or investment advice.
We strongly recommend that you seek appropriate professional advice before entering into any contract.

Do not invest unless you have carefully thought about whether you can afford it and whether it is right for you and if necessary consult with a professional adviser in accordance with the Financial Services and Markets Act 2000. These products are not regulated by the Financial Conduct Authority or covered by the Financial Services Compensation Scheme, you will not have access to the financial ombudsman service.

  • Suitability Notice

    The investment information featured in this section of the website is only available to High Net Worth Individuals, Sophisticated Investors and FCA Regulated Persons.

    The investment information is for information purposes only. The website and its content should not be taken as an invitation to engage in any investment activity. The website should not be construed as advice or a personal recommendation by IPS Invest Ltd to any prospective investor.

    Any person accessing the website and considering potential investment opportunities featured on the website should make their own commercial assessment of an investment opportunity after seeking the advice of an appropriately authorised and regulated financial advisor.

    IPS Invest Ltd provides marketing and administration services to regulated and non-regulated businesses and is NOT authorised or regulated by the Financial Conduct Authority. We do not offer any financial advice of any form and none of the investment products detailed are covered by the Financial Ombudsman Service or the Financial Services Compensation Scheme. The value of any investments can fluctuate and you may not get back the full amount you have invested.

    It is highly recommended that you always seek professional advice before entering into any investment agreement.

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