Why invest in asset backed fixed return investments?
IPS Invest have developed a specialist portfolio of investments we are proud to offer investors. Our products are based on thorough research and due diligence, giving investors the opportunity to make secure, hands-off investments, equipped with all the relevant information.
It is a myth that growth is the only genuine return offered by property. Invested wisely, property can also provide a good income. Pension funds, hedge funds, banks and other large institutions have utilised property as a core part of their income plan for many years Additionally, property based funds are non-correlated – a further key benefit, providing institutions with an alternative to stocks and shares.
At IPS, we have developed a property investment strategy – the R.E.S.T. Assured Invest for Income plan based on four fundamental property investment principles :
Is the return fixed or variable? 90% of our investments are fixed!
a. Type of return
- Growth or income?
- Share or fixed interest?
b. What is the frequency of return
- Quarterly, bi-annually or annually
- A growth option that includes an investment bonus for deferring the income until the end of the term
Every investor’s first consideration, when investing, should be: how do I exit? At IPS, we conduct a thorough audit into each investment’s exit strategy before including it in our portfolio. Our range of investments offer the following exit models, with 90% of our portfolio falling within category A
How is the investment exited?
- Automatically via contract or agreement
- Via sale
- Via developer buy back
An in-depth analysis of the developer’s liquidity, the resale market or the ability to buy back the investment on the agreed exit date, is undertaken before a project is added to the IPS portfolio.
Our asset backed investments offer up to twice the value of your original investment as security or first legal charge over the assets of the fund. The capital in all instances is to be returned at the end of the term. Our investments must show-
a. How the capital is secured
- Legal structure
- Asset valuation
b. How the return is secured
- Project forecast and illustrations
c. Risk Management
- Analysis of factors that can affect the above
- Whether these factors are within the developers control
When investing, it’s obviously important to realise how long your capital will be required – i.e.: the ‘term’ of the investment. By utilising shorter term investments, an investor can benefit from a fixed return and can also elect, in some cases, to compound their interest, paid at the end of the term.
IPS Invest offer investments with terms from 12 months up to a maximum of five years because we recognise that individuals’ situations can change and the longer the term, the more likelihood of an alteration in personal circumstances.
Note: The value of any investments can go down as well as up and you might not get back what you put in.
You may have difficulty selling any investment at a reasonable price and in some circumstances it might be difficult to sell at any price.
IPS Invest Limited. are not authorised or regulated by the Financial Conduct Authority.
IPS Invest Limited does not provide any financial or investment advice.
We strongly recommend that you seek appropriate professional advice before entering into any contract.
Do not invest unless you have carefully thought about whether you can afford it and whether it is right for you and if necessary consult with a professional adviser in accordance with the Financial Services and Markets Act 2000. These products are not regulated by the Financial Conduct Authority or covered by the Financial Services Compensation Scheme, you will not have access to the financial ombudsman service.