Types of ISA’s

/Types of ISA’s

Lifetime ISAs 

The Lifetime ISA was announced at Budget 2016. People who are under the age of 40 will be able to open a Lifetime ISA from April 2017 and save up to £4,000 per year. The government will then top this amount up by 25%. This means that for people who save the maximum each year, the government will top up the account with £1,000, paid at the end of the tax year. Lifetime ISA funds can be put toward a deposit for a home that is worth a maximum of £450,000 in all areas of the UK, or taken at age 60 to be used as retirement income.

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