Key Features

  • 3 year term commencing November 2015
  • Fixed interest : 8.75% interest per annum, paid quarterly
  • Capital and interest secured by Guarantee Equity Fund Ltd
  • Based on a successful business model
  • Full Due Diligence pack available
Savings ISA Pension
  • UK car park:3 Year Fixed Interest - Pendulum

Investment Overview

Asset Life was formed to counter the huge inequality within financial markets, with savers receiving below-inflation returns on their interest (often due to restraints imposed by financial institutions) and companies facing restrictions on the capital required to stimulate growth. Asset Life has based its’ business model and strategy on identifying and investing through two main areas: direct investments and asset-backed portfolios. Decisions to proceed on any potential opportunity are made only when an extensive due diligence has been undertaken.

Investors benefit from 8.75% interest per annum and have protection on both capital and interest, up to £250,000.

Return 8.75% p.a.
Exit  A clear exit after 3 years
Security Guaranteed by Guarantee Equity Fund Ltd
Term 3 year term, interest paid every 3 months


Asset class: Investment type: Debenture.
Investment product: Asset Life FIP Series ‘B’
Investment security: Debenture certificate or contract, providing a charge over the company’s assets as security for money loaned by you, the Debenture holder.
Capital and interest insured by Guarantee Equity Fund Ltd.
Location: UK
Investment entry level: £2,000
Exit: 3 years
ROI: 8.75 % p.a.
Payments: Quarterly
Due Diligence: Available on request
Online access: 24/7 365 days a year to view your Debenture holding.
Please read the following before investing:

Any person considering an IPS investment opportunity should give full regard to all the content of this communication. And the risk statement below. Whilst investment opportunities will generally be secured against real property, prospective investors must understand that the risks associated with unregulated investments generally, including real estate investment, such as economic factors which can affect (positively and negatively) market values of the same. As such, any person accessing information via this brochure pack or our website and considering potential investment opportunities featured within should carry out their own due diligence in respect of such opportunity and make their own commercial assessment of an investment opportunity after seeking the advice of an appropriately authorised or regulated financial advisor. Prospective investors are also encouraged and recommended to take their own independent legal and taxation advice together with any other advice that they may consider necessary to consider the benefit and risks attached to an investment opportunity and IPS Invest reserves the right to require any potential investors to sign a consent that they are either a high net worth or sophisticated investor or that they have taken the advice of an appropriately authorised and qualified person before entering into any investment opportunity.

Risk statement: The value of any investments can go down as well as up and you might not get back what you put in. You may have difficulty selling any investment at a reasonable price and in some circumstances it might be difficult to sell at any price.
IPS Invest Limited are not authorised or regulated by the Financial Conduct Authority.
IPS Invest Limited does not provide any financial or investment advice.
We strongly recommend that you seek appropriate professional advice before entering into any contract.

Do not invest unless you have carefully thought about whether you can afford it and whether it is right for you and if necessary consult with a professional adviser in accordance with the Financial Services and Markets Act 2000. These products are not regulated by the Financial Conduct Authority or covered by the Financial Services Compensation Scheme, you will not have access to the Financial Ombudsman Service.

This document does not constitute an offer to invest but is for information purposes ONLY. Persons expressing an interest in the bond will receive an invitation document, which they should read and ensure they have fully understood prior to making any decision to subscribe. Persons in any doubt regarding the risks associated with investments of this nature should consult a suitably qualified and authorised advisor.

Disclaimer: The communication relating to the investments within this brochure pack is exempt from the general restriction in Section 21 of the Financial Services and Markets Act 2000 on making financial promotions to members of the public where the promoter is not an authorised and regulated person for the purposes of the Financial Services and Markets Act 2000 on the basis that it is made to and only to certain groups who are exempt within the meaning of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005. These include sophisticated investors, self-certified sophisticated investors, high net worth companies. Certified high net worth individuals and certain investment professionals.