Why property as an investment?

/Why property as an investment?
Property as an Investment - Book your IPS Invest property consultation

With the end of many final salary pension schemes and the ongoing poor performance of personal pensions, there exists the very real certainty many of us will simply not have enough money to live comfortably in later life.

Therefore we need to take responsibility for our future financial health has never been greater. There are many investment routes available, some good and some bad but one asset class has consistently out performed all others over the last 40 years or so – property.

Property is an investment vehicle like no other.

  • Over the long term it’s an appreciating asset
  • If you invest well, your tenants will pay most or more than the cost of ownership and maintenance
  • You can borrow most of the purchase price
  • London (North), Edgware - Front of Builing
  • Manchestermill
  • Our investment properties - Scimitar, Romford

Why choose IPS Invest?

The founders of IPS have more than 50 years of property investment experience with specific expertise in Below Market Value Property investment. We have a strong track record of helping our clients to achieve their property investment goals in the UK and internationally.
We employ a team of property investment professionals who are equally committed to sourcing below market value property investment opportunities for our clients.
Our aim is to make investing in property simple and to break down barriers to investing in international property markets. We believe that, with the right approach, property investment provides a clear path to financial security.

For our full list of investment properties click here

Property investment is the most safe and stable means of building substantial long term wealth. It is almost impossible to lose 100% of the value of a property whereas it is relatively easy with stock market shares. History has shown that property, as an investment, doubles in value every eight years. Short term fluctuations in property prices are irrelevant and have minimal impact on the investments ability to generate strong returns in the long term.
Leverage, or gearing, is one of the major attractions of investing in property. It is easy to borrow most of a property’s value, via a mortgage, and an investor can then generate a high return on the capital invested with the borrowed money. Initially only small sums of personal investment are required to begin building a property portfolio and so the return on capital through property investment can be far higher than through other investment routes.

Property is a tangible asset you own and control. By furnishing the property, its possible not just to increase the rental income but also to determine the kind of tenant you attract. The tenant will then pay you rent which will ideally cover the cost of the finance, maintenance and management of your property investment.

Compare this to the stock market where your investment is very much under someone else’s control.

As an appreciating asset bought with someone else’s money and maintained by monthly income from your tenant, why wouldn’t you want to invest in property?

By investing in property in many overseas locations you can benefit from reduced taxation in areas including rental income and capital gains. In certain cases taxation can be completely eliminated.

Additionally if you invest in a property in a sought after tourist destination, you can enjoy the added bonus of several weeks of personal use each year.

BMV property is property which can be purchased for less than it is currently worth.

A common misconception is that Below Market Value (BMV) property only exists in a depressed market or a market where vendors cannot sell at the current value. But BMV property has always been available, even in the halcyon days at the beginning of the 21st century. If a property is available at a below market value price, potential buyers are often suspicious about the condition or location. This is a fundamental mistake when it comes to property investment.

Be alert to the potential of BMV properties! The fact is that a number of sellers are keen to sell their property quickly and are prepared to offer a discount. We speak from experience because we have built a profitable business from BMV properties.

If you’re a serious property investor, you should aim to build a portfolio of properties.

Most people will own just one property at any one time and while these people might benefit from surges in capital growth, they are unlikely to make a living from it. If you are reading this, we can assume that your goal is to make money, either by releasing cash from your pension or by investing a relatively small deposit and leveraging (or gearing).

The size of your potential property portfolio depends on your available time, energy and resources. We offer a service to help you towards reaching your property goals. So whether you are running your own property business, seeking financial freedom, developing a passive income or saving for a comfortable retirement we can support you every step of the way.

Building a property portfolio is a long-term commitment which requires a minimum of 10 years to perform well. You can, at times, buy for capital gain but this depends on your risk profile and unless it is done as part of a broad portfolio, it is a high risk investment strategy.

Our experience in property investment means we can source the right below market value property investment opportunities and help you achieve your property portfolio ambitions.


Book your property consultation, contact our team today

  • Suitability Notice

    The investment information featured in this section of the website is only available to High Net Worth Individuals, Sophisticated Investors and FCA Regulated Persons.

    The investment information is for information purposes only. The website and its content should not be taken as an invitation to engage in any investment activity. The website should not be construed as advice or a personal recommendation by IPS Invest Ltd to any prospective investor.

    Any person accessing the website and considering potential investment opportunities featured on the website should make their own commercial assessment of an investment opportunity after seeking the advice of an appropriately authorised and regulated financial advisor.

    IPS Invest Ltd provides marketing and administration services to regulated and non-regulated businesses and is NOT authorised or regulated by the Financial Conduct Authority. We do not offer any financial advice of any form and none of the investment products detailed are covered by the Financial Ombudsman Service or the Financial Services Compensation Scheme. The value of any investments can fluctuate and you may not get back the full amount you have invested.

    It is highly recommended that you always seek professional advice before entering into any investment agreement.

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