With the end of many final salary pension schemes and the ongoing poor performance of personal pensions, there exists the very real certainty many of us will simply not have enough money to live comfortably in later life.
Therefore we need to take responsibility for our future financial health has never been greater. There are many investment routes available, some good and some bad but one asset class has consistently out performed all others over the last 40 years or so – property.
Property is an investment vehicle like no other.
- Over the long term it’s an appreciating asset
- If you invest well, your tenants will pay most or more than the cost of ownership and maintenance
- You can borrow most of the purchase price
Why choose IPS Invest?
For our full list of investment properties click here
Property is a tangible asset you own and control. By furnishing the property, its possible not just to increase the rental income but also to determine the kind of tenant you attract. The tenant will then pay you rent which will ideally cover the cost of the finance, maintenance and management of your property investment.
Compare this to the stock market where your investment is very much under someone else’s control.
As an appreciating asset bought with someone else’s money and maintained by monthly income from your tenant, why wouldn’t you want to invest in property?
By investing in property in many overseas locations you can benefit from reduced taxation in areas including rental income and capital gains. In certain cases taxation can be completely eliminated.
Additionally if you invest in a property in a sought after tourist destination, you can enjoy the added bonus of several weeks of personal use each year.
A common misconception is that Below Market Value (BMV) property only exists in a depressed market or a market where vendors cannot sell at the current value. But BMV property has always been available, even in the halcyon days at the beginning of the 21st century. If a property is available at a below market value price, potential buyers are often suspicious about the condition or location. This is a fundamental mistake when it comes to property investment.
Be alert to the potential of BMV properties! The fact is that a number of sellers are keen to sell their property quickly and are prepared to offer a discount. We speak from experience because we have built a profitable business from BMV properties.
Most people will own just one property at any one time and while these people might benefit from surges in capital growth, they are unlikely to make a living from it. If you are reading this, we can assume that your goal is to make money, either by releasing cash from your pension or by investing a relatively small deposit and leveraging (or gearing).
The size of your potential property portfolio depends on your available time, energy and resources. We offer a service to help you towards reaching your property goals. So whether you are running your own property business, seeking financial freedom, developing a passive income or saving for a comfortable retirement we can support you every step of the way.
Building a property portfolio is a long-term commitment which requires a minimum of 10 years to perform well. You can, at times, buy for capital gain but this depends on your risk profile and unless it is done as part of a broad portfolio, it is a high risk investment strategy.
Our experience in property investment means we can source the right below market value property investment opportunities and help you achieve your property portfolio ambitions.